While you may accrue a basic state pension it could provide you with less than you would be comfortable living on in your retirement. So, if you don’t want to work forever you will need to plan ahead.
Our partners Pareto Financial Planning the independent financial advisors offer proactive advice on how to plan for your retirement. Their independent status means they are able to offer impartial guidance and provide you with a concise overview of the market. If you wish, they can pull together a personalised pension and retirement plan for you, to include:
- tax efficient pension planning for both now and the coming years;
- an examination of how your pension can work for you, both pre and post-retirement;
- how you may be affected by forthcoming changes to legislation;
- reviewing your existing pension arrangements including state, ex-company and the benefits afforded by any personal pension you may have.